System Operational • ISO 20022 Ready
Real-Time Fraud Detection
& AML Risk Interdiction
Protect financial transactions before they clear. SecureFlow monitors UPI, IMPS, RTGS, and cross-border flows in real time-detecting and rejecting high-risk activity in milliseconds.
Intercept Transactions Mid-Flight
SecureFlow sits between transaction initiation and final clearance, evaluating every transaction through a high-performance fraud detection pipeline.
NALT (No Alert)
Clean transaction. Passed all checks and typology screens instantly.
ALRT (Alert)
Flagged for investigation. Suspicious patterns detected requiring analyst review.
RJCT (Reject)
Blocked instantly. High-confidence fraud detected before funds leave.
Fraud Doesn't Wait for
Manual Reviews
Reactive systems are no longer enough. Financial institutions today face high-velocity digital payment rails and sophisticated attack vectors that bypass traditional rule engines.
High-Velocity Payment Rails
Instant payments mean instant fraud losses if not caught in milliseconds.
Complex AML Obligations
Increasing scrutiny requires robust reporting and audit trails.
Sophisticated Patterns
Smurfing, mule networks, and velocity abuse evade simple rules.
↳ Rule: Velocity_Check_High_Risk_Country
↳ Score: 98/100 (Critical)
5-Stage High-Performance Pipeline
How SecureFlow processes millions of transactions with sub-millisecond latency.
TMS
Transaction Monitoring Service. Validates JSON/ISO 20022 schema & verifies tenant identity.
Event Director
Uses dynamic Network Map to route transaction to applicable fraud rules.
Rule Engines
Parallel evaluation of velocity, sanctions, amount, and user-defined logic.
Typology Processor
Aggregates rule outcomes into complex scenario scores (e.g., mule behavior).
Decision Engine
Applies thresholds and executes final decision: NALT, ALRT, or RJCT.
Core Capabilities
Built for modern financial infrastructure.
Real-Time Interdiction
Reject suspicious transactions in milliseconds before settlement, preventing fraud loss instantly.
No-Code Rule Builder
Compliance teams can build, test, and deploy complex logic without engineering support.
Typology Scoring
Aggregate multiple risk signals into scenario-driven intelligence for higher accuracy.
Multi-Tenant Secure
Fully isolated environments for multiple banks or financial entities within one instance.
ISO 20022 Native
Built for pacs.008, pacs.002 and modern payment messaging standards out of the box.
Hub & Spoke Messaging with
NATS JetStream
Unlike traditional synchronous microservices, SecureFlow uses asynchronous, topic-based messaging for extreme low latency and high availability.
Decoupled Rule Processors
Scale individual rule engines independently based on load.
Message Durability
Zero data loss even if services go offline temporarily.
Parallel Evaluation
Run hundreds of rules simultaneously without latency penalties.
Designed for the
Indian Financial Ecosystem
SecureFlow comes pre-configured with logic aligned to Indian regulatory structures, ensuring you stay compliant from day one.
Regulatory Report
Why Cloudastra + SecureFlow?
Enterprise Expertise
Deep experience in AI & microservices for regulated industries.
Production-Ready
Secure cloud-native architecture with proven deployment pipelines.
Custom Integration
Dedicated support to integrate with your existing payment stack.
Frequently Asked Questions
It operates between initiation and clearance, enabling real-time decisioning before funds leave the bank.
Yes. The Generic Rule Engine allows no-code configuration via a drag-and-drop interface.
Parallel rule evaluation and asynchronous messaging ensure minimal latency impact, typically under 50ms.
Yes, it natively supports pacs.008, pacs.002, and other modern payment message formats.
Ready to Strengthen Your
Fraud & AML Defense?
Let's discuss how SecureFlow can integrate into your payment infrastructure.